Creating a budget is a great way to manage your spending and secure savings, but it can be a daunting task if you’re not used to tracking your spending. It’s natural to struggle with budgeting and not overspending, especially when you have a steady income. If you’re new to budgets here’s a basic template to get you started, courtesy of The Everygirl. I love this template because you simply input your numbers and the sheet does the calculation for you. Your goal is to zero out or have a positive balance at the end of each month. Good luck!